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Open Now

Interested in opening a personal Checking or Savings account? Get started now with one of our four convenient options.

Be prepared with the documentation you need to apply.

Call Now

Let us answer your questions over the phone and we can handle the required paperwork by mail or fax. 

Call Us

Chat

Click Chat Now and get real-time responses and guidance. Then we can handle the required paperwork by mail or fax. 

Visit a Branch

Bring us the required paperwork or let us help you fill it in and we can open your account on the spot! 

Find a Branch Location

Digital Account Opening

Open a personal Checking or Savings account online. Answer a few simple questions and in less than five minutes you will have created and funded your new account.

OPEN ONLINE

Required Information and Documentation

Current members

Let an ESL representative know what additional accounts you are interested in opening and provide the minimum opening amount in cash, transfer from another ESL account, or with a check. Or, you can open an additional account online.

New members

If you are 18 years or older:

You will need to provide two forms of valid, unexpired ID in your name:

  • Two forms from LIST A OR
  • One form from LIST A and one form from LIST B

If you are a Non-Resident Alien and 18 years or older, you will need to provide:

  • Your unexpired passport from Country of Origin (cannot be from an OFAC blocked country) AND
  • One additional form of ID from either LIST A or LIST B

If you are under 18 years of age:

You will need to provide two forms of valid, unexpired ID in your name. Your ID must also include your address:

  • Two forms from LIST A OR
  • One form from LIST A and one form from LIST B

If you are not able to provide IDs from LISTS A / B, you must provide:

  • Social Security Card in your name AND
  • Birth Certificate in your name.
  • When this additional information is required, your account (Membership Daily Dividend and other subsequent accounts) MUST be opened as a joint account with a parent or guardian who has also qualified for membership AND is 18 years or older.
LIST A (Primary Forms of ID*): List B (Secondary Forms of ID):
State issued Driver’s License with photo (from United States) Any additional ID from List A
State issued Non-Driver’s License with photo (from United States) Bank/Loan/Credit Card Statement with your current address that is less than 60 days old
United States Government Issued ID with photo Utility bill with your current address that is less than 60 days old
Passport with photo Debit or Credit Card
United States Military/Veterans ID with photo Social Security Card
New York State Firearm ID with photo Employer ID with photo

*Please contact us if the address on your ID is not your current address, is a P.O. Box or an address isn’t listed or if your name is no longer the same as what appears on your Primary ID. Further information will be needed to process your membership request.